Healthcare costs in Kenya continue to rise. From consultation fees to emergency care, one unexpected illness can cause serious financial strain. Medical insurance gives you more than just hospital access—it gives you the confidence to seek timely care without worrying about cost.
Whether you’re an individual, a parent protecting your children, or an employer offering staff benefits, choosing the right medical cover makes all the difference. OWNIT works with top insurers to tailor flexible plans for every life stage. Avoid waiting for emergencies—protect your health today, not tomorrow.

Medical insurance ensures that you don’t have to choose between quality care and your bank balance.
But not all medical cover is the same. The plan you choose should reflect your lifestyle, income, age, and health needs. This is where OWNIT Insurance Agency steps in. As a licensed, independent agency, we don’t sell one-size-fits-all policies. Instead, we help you access flexible, affordable plans from Kenya’s top insurance providers—plans that actually make sense for you, your family, or your organisation.
Medical insurance ensures that you don’t have to choose between quality care and your bank balance.
If you’re a parent, you want cover that secures your children’s health, from routine check-ups to emergency care. If you’re self-employed, you need a plan that supports both your freedom and your responsibilities. If you run a team or organisation, you want your employees to feel protected, valued, and supported without drowning in administrative hurdles.

We can help you make your best choice :
OWNIT specialises in helping clients from all walks of life—individuals, families, NGOs, and SMEs—get the cover that truly fits. We don’t stop at selling a policy—we guide you through onboarding, claims, renewals, and how to make the most of your benefits.
- Best cover for motor vehicles
- Best choice for medical covers
- Best advice for pensions.
- Fast and responsive services
OWNIT specialises in helping clients from all walks of life—individuals, families, NGOs, and SMEs—get the cover that truly fits. We also take time to educate you on what each policy covers: outpatient services, inpatient stays, maternity care, chronic illness management, dental, optical, and more. We don’t stop at selling a policy—we guide you through onboarding, claims, renewals, and how to make the most of your benefits.
We also work closely with top medical insurance providers such as Jubilee, AAR, APA, UAP Old Mutual, and CIC, among others. Our clients benefit from wide hospital networks, responsive claims processes, and value-added services like medical camps and virtual doctor consultations.
And let’s not forget about timing. The best time to get medical cover is before you need it. Waiting until you fall sick or need a hospital admission may mean exclusions or waiting periods. Early enrolment means broader cover, better options, and faster access to care when it counts.
Whether you’re an individual seeking personal protection, a family head securing your household, or a business leader building a team, medical insurance remains one of the smartest investments you can make.
At OWNIT, we don’t just issue policies—we build protection plans that give you peace of mind.