Life insurance provides financial support to your family if you pass away, while medical insurance covers your hospital and treatment expenses when you fall ill or get injured.

OWNIT doesn’t offer one-size-fits-all life insurance. Instead, policy recommendations come from a deep understanding of your life stage, dependents, budget, and financial goals.

• Guidance based on real needs, not sales pressure
• Access to top-rated Kenyan insurers for multiple plan options
• Clear breakdowns of premiums, exclusions, and payout timelines
• Transparent support throughout application, approval, and claim process

Assistance with beneficiary nominations and documentation

Life cover is a long-term decision – and OWNIT remains a long-term partner throughout the policy’s lifespan.

For Individuals:

1. Share your basic details and financial goals
2. Receive a customised proposal from one or more leading insurers
3. Select your preferred plan, submit your application, and activate your policy

For Employers or Groups:

1. Provide staff list and preferred cover structure
2. Review group policy options from qualified underwriters
3. OWNIT manages enrolment, policy setup, and member education

Support continues beyond policy activation—with reminders for renewals, claims advisory, and plan adjustments over time.