Protecting your workforce is not just smart, it’s a legal and moral responsibility. OWNIT Insurance Agency offers three core employee protection covers that ensure your staff stay safe, your business remains compliant, and your reputation stays intact.

 

Work Injury Benefits Act (WIBA)

When to Enroll

As soon as you hire employees, regardless of company size or industry. WIBA is a legal requirement under Kenyan labour law for all employers.

 

Why It Matters

Covers employees against injury, disability, or death while on duty.

Ensures your business complies with the WIBA Act (2007), avoiding penalties.

Covers medical expenses, compensation for lost income, and long-term care.

 

How to Enroll

• Provide a list of employees (names, ID numbers, roles).
• Submit your payroll or annual wage bill to calculate the premium.
• We’ll guide you through the documentation and policy issuance process.

 

Group Personal Accident (GPA)

When to Enroll

Anytime your business has employees involved in travel, fieldwork, or high-risk roles, GPA becomes essential even if WIBA is already active.

 

Why It Matters

• Offers 24/7 worldwide cover even outside work hours.
• Pays out for accidental death, permanent disability, or temporary injury.
• Reassures employees and their families of financial support during tough times.

How to Enroll

• Choose benefit limits (e.g., cover for 2x annual salary).
• Share employee data for quotation.
• OWNIT will structure a tailored plan that meets both risk level and budget.

 

Group Life (GL)

When to Enroll:

Ideal for companies looking to offer employees a life cover benefit as part of their compensation package. Often bundled with pension or medical benefits.

 

Why It Matters

• Pays a lump sum to an employee’s dependents in case of death.
• Shows that your business values long-term employee well-being.
• Helps retain top talent by offering comprehensive employee benefits.

How to Enroll

• Select a coverage amount (e.g., 3x gross annual salary).
• OWNIT will help prepare a master policy for your team.
• You’ll need employee biodata and beneficiaries’ details.

 

Why Partner with OWNIT?

• Over 20 years of industry expertise
• Customized group cover solutions
• Fast on-boarding and policy processing
• Dedicated claims support for both employer and employees

 

📞 Ready to protect your team?
Talk to us today

+254 722 667 531 | +254 791 388 191

or email info@ownitagency.com