Yes. Most embassies—especially for Schengen, UK, USA, and Canada—require proof of valid travel insurance that covers medical emergencies and repatriation. OWNIT provides embassy-compliant travel insurance certificates, often within the same day.

In most cases, a same-day turnaround is possible. Once your travel dates and passport details are submitted, OWNIT quickly processes the application, shares plan options, and issues a soft copy of the insurance certificate for use in your visa or travel process.

Travel insurance usually excludes pre-existing medical conditions, non-disclosed high-risk activities, or travel against government advisories. Policy terms vary, so OWNIT ensures you understand what’s included and what’s not—before you travel.

Yes. You can purchase travel insurance on behalf of a family member, employee, or friend—as long as you provide their correct details (passport name, travel dates, destination). OWNIT helps you manage the process smoothly.

No two trips are the same. OWNIT ensures that clients get the right cover for their itinerary, not just a generic template. Whether you need visa-compliant documentation, emergency medical support, or multi-destination coverage, our advisors match you with the best available option.

• Access to top-rated Kenyan and international insurers
• Fast issuance of embassy-compliant certificates
• Same-day processing for most single-trip covers
• Transparent advice on exclusions, limits, and claims
• Ongoing support even after departure

Travel insurance is not just a formality—it’s a safety net. OWNIT ensures it works when you need it most.