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Real People.
Real Protection.

Ownit Insurance offers real, people-first protection with simple, reliable coverage, built on trust, empathy, and support for families, businesses, and individuals.

Marion Joyce Kinaro
Managing Director & Principal Officer
Award-Winning Leader in Corporate Acquisition & Client Retention

Marion Joyce Kinaro leads OWNIT Insurance Agency with over 20 years of hands-on experience in Kenya’s insurance industry. Her leadership combines deep product knowledge, market insight, and a clear focus on client success. Since founding the agency, Marion has remained actively involved in every aspect of service delivery, ensuring that every client receives personal, timely, and expert support.

She builds strong relationships through honest advice, clear communication, and consistent follow-through. Clients value her ability to explain insurance in practical terms, align cover with real-world needs, and deliver fast, professional service.

Marion has driven the agency’s steady growth by securing and retaining corporate, NGO, and individual clients. Under her leadership, OWNIT earned national recognition in 2023, ranking Position 1 in medical policy retention (by policy count and GWP) by Jubilee Health Insurance. This achievement reflects her consistent commitment to results and client satisfaction.

Her focus remains simple—serve with clarity, deliver with speed, and build lasting trust. Marion continues to guide OWNIT with the same vision she began with: making insurance accessible, honest, and client-driven.

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Guided by Purpose, Driven by Clear Vision

Our mission and vision guide how we work, prioritizing clear communication, practical solutions, and long-term support for our clients.

Mission

We provide innovative Insurance solutions with personalized service exceeding the customer's expectations

Vision

To be the Insurance Agency of choice in business acquisition and retention not only in Kenya but East Africa

Core Values

Integrity Timeliness, Teamwork and Professionalism

“OWNIT made my first health insurance experience smooth and stress-free. Their team explained every detail, helped me compare options, and got me covered the same day. I felt valued, not just sold to.”

Michael O.

CEO, Starmax Solutions Nairobi
“We’ve worked with OWNIT for over 5 years to manage our staff medical and group life policies. Their professionalism and responsiveness are unmatched. They don’t just issue policies, they walk with you.”

Ronald Richards

Operations Manager, International NGO
“OWNIT helped us set up WIBA and group personal accident cover for our entire team. They’re fast, clear, and highly knowledgeable. It’s rare to find a partner that truly understands SME needs like they do.”

Grace Kiarie

Founder – Logistics Firm, Thika
“I had a tight deadline for a visa appointment and needed travel insurance urgently. OWNIT issued my certificate within hours and ensured everything met embassy requirements. Efficient, reliable, and professional!”

Eunice Ndegwa.

HR Officer – Regional Tech Company
“We first worked with OWNIT in 2017, and they’ve handled all our insurance needs ever since—from medical to home and personal accident cover. Their service keeps improving every year. Truly dependable.”

Charles & Lydia M.

Kiambu
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Our Products & Services

Ambulance Services

Emergency care should never be out of reach.At OWNIT Insurance Agency, we’ve partnered with AMREF Flying Doctors to

WIBA, GPA & Group Life

Protecting your workforce is not just smart, it’s a legal and moral responsibility. OWNIT Insurance Agency offers three

Pension Insurance

Securing Your Retirement with Confidence. At OWNIT Insurance Agency, we help you plan not just for today, but

Personal Accident Cover

Because Accidents Don’t Knock Accidents can happen when you least expect them—on the road, at home, or even

Motor Insurance

Drive Protected with Confidence.Your car is more than just a vehicle – it’s an essential part of your

Jubilee Money Market Fund

The Jubilee Money Market Fund offers a safe and strategic way to grow your savings by investing in

Medical Insurance

Your Bridge to Reliable Health Cover in Kenya Access to healthcare should be clear, dependable, and affordable. Navigating

ABSA Life

Explore Personal Insurance Solutions with OWNIT OWNIT Insurance Agency connects you to trusted coverage from Kenya’s top underwriters—addressing

Life Insurance

Protecting What Matters Most Every life holds value far beyond measure. While we cannot predict life’s uncertainties, we

Travel Insurance

Whether you’re traveling for business, leisure, studies, or medical reasons, unexpected disruptions can quickly turn a smooth trip