Travel has changed—and so have the risks that come with it. Whether you’re visiting family abroad, attending a conference, or studying overseas, travel insurance has become a non-negotiable part of your trip. In fact, most embassies—including Schengen states, the UK, and Canada—require proof of valid travel insurance before issuing a visa.
Travel insurance covers more than just your flight. It protects you from unexpected emergencies such as medical incidents, hospitalisation, flight delays, trip cancellation, or lost baggage. A single trip can involve thousands of shillings in non-refundable expenses. Without insurance, these costs fall directly on the traveller. With the right cover, you avoid financial strain and gain peace of mind throughout your journey.
OWNIT Insurance Agency works closely with top-rated Kenyan and international insurers to provide travel insurance that meets both embassy and airline requirements. We help students, business travellers, tourists, and groups access flexible plans that reflect their destination, travel dates, and visa category. Most covers include emergency medical care, repatriation, Covid-19 treatment, and baggage loss benefits.
You don’t need to spend hours researching or comparing providers. OWNIT does that for you. Our team processes most travel insurance certificates within the same day—ready for visa appointments or airport requirements. You receive a digital certificate and a hard copy on request, all at competitive pricing.
Travelling for academic purposes? We offer student-focused plans with additional benefits like academic interruption protection and sponsor loss coverage. Going on a multi-destination business trip? We help you build a comprehensive plan that meets varied embassy guidelines in one package.
We also explain every cover detail in plain language. No fine print confusion. No hidden exclusions. You’ll understand exactly what you’re getting and how to make a claim if needed. OWNIT supports you from policy issuance to post-travel claim assistance.
Some of the most common reasons our clients buy travel insurance include:
- Meeting visa requirements
- Protecting against trip cancellation or delays
- Covering emergency medical treatment abroad
- Insuring personal items and baggage
- Gaining access to 24/7 travel support hotlines
If you’ve never travelled with insurance, it’s time to change that. And if you already know its value, OWNIT is your best ally for reliable, fast, and policy-smart service.
Your passport gets you through borders. Your insurance gets you through the unexpected.