OWNIT INSURANCE AGENCY

We provide innovative insurance solutions with personalized service exceeding the customer's expectations. You mention, we deliver

You mention, we deliver

Who We Are

We are an insurance agency that prides itself in our ability to deliver in all categories of insurance covers. We take pride in our core values which guide our day-to-day operations. These core values are; - timeliness, Integrity, professionalism and Teamwork.

Our years of experience and customer service have enabled us to win many awards in business acquisition and retention.

Licensed By

Our Vision

To be the Insurance Agency of choice in business acquisition and retention not only in Kenya but East Africa

Our Core Values

Timelines
Teamwork
Integrity
Professionalism

Our Core Services

Medical Insurance

Insurance is your financial plan's safety net – having the right insurance at the right amount protects you and your family from unforeseen events and provides a baseline financial cushion. You get covered care from the doctor, hospitals, and other providers in you plan's network. You get care from the doctors, labs, and other providers in your plan's network. You can go out-of-network, but you pay more. You cannot see providers out-of-network except in an emergency or if your plan gives you pre-approval. Under health insurance, we offer both Local Medical Insurance and International Medical Insurance

Its aim is to reduce financial uncertainty and make accidental loss manageable. It does this substituting payment of a small, known fee—an insurance premium—to a professional insurer in exchange for the assumption of the risk a large loss, and a promise to pay in the event of such a loss. The health system in Kenya is subsidized through contributions made by employees in their workplace through the National Hospital Insurance Fund (NHIF), and is mandatory for workers. Medical Insurance covers WIDE RANGE for these ages:-

  • Junior cover-0-17yrs(Children only cover)
  • Normal Adult covers 18-64yrs – medical exams for 50yrs and above
  • Senior covers 65-85yrs

Personal Accident

Personal accident policies cover medical expenses incurred as a result of an accident. This includes hospitalization, treatment, and other related expenses. You receive a sum insured in the policy for loss of income due to injury or disability resulting from an accident.

A Personal accident cover insurance policy will pay for the compensation in case of bodily injuries, death or any permanent and temporary total disability resulting due to an accident. 

Personal accident insurance is a form of insurance that provides protection for your family if you're injured or become ill and are unable to work. This can be due to an accident at work, a non-work-related illness or injury

  • It covers permanent disability as a result of the accident (The extent of disability will be determined by the doctor)
  • We will make a cash payment up to the provided limit, upon admission to hospital
  • Cover temporary total disability resulting in loss of income
  • Pay for medical expenses as a result of an accident
  • Purchase of artificial appliances such as crutches
  • Payment of a final benefit for purposes of organizing funeral expenses.

Other Services

Dive into other services to explore the wide coverage of our insurance packages.

Other services

Life and education policies

Life insurance will help provide financially for your survivors. Health insurance protects you from catastrophic bills in case of a serious accident or illness.

Long-term disability protects you from an unexpected loss of income. Auto insurance prevents you from bearing the financial burden of an expensive accident.

Other services

Domestic & Property Insurances

Domestic Package Insurance covers your home, its contents, domestic employees, and provides third-party liability protection.

Property insurance provides protection against most risks to property such as

  • Fire
  • Theft
  • Burglary
  • Flood

Natural calamities such as earthquake. Property is insured in two main ways—open perils and named perils.

Other services

Pension Schemes

The main purpose of this product is to supplement public benefits through private savings. It mainly covers retirement, but it can also cover invalidity and death.

A pension supports you from when you retire to the end of your life. A life insurance policy then pays out upon your death to help support your family after your passing

Jubilee Cover Bora

"CoverBora" is an affordable hospitalization medical insurance cover tailored to meet the unique needs of individuals and families, offering a comprehensive range of inpatient benefits at an affordable price point. Get in touch to learn more about this product

Other services

Motor Vehicle Insurances

Motor insurance protects the insured against loss if the motor vehicle insured is involved in an accident, burnt, stolen and third-party liability arising from use of the insured motor vehicle.

This type of insurance policy provides complete protection. It covers both third-party liabilities as well as damages to your vehicle. A comprehensive cover compensates you if the accident results in your death; the family members will receive the benefit. Drivers are encouraged to purchase personal Accident since they are NOT compensated in the claim.

Other services

Ambulance services

Maisha Air Ambulance Cover subscription (For only Kshs.3100 per year).

  • Service can be activated by any individual or corporate with a valid annual or short-term Maisha subscription. Maisha cover is available throughout the Eastern Africa region (Kenya, Tanzania, Uganda, Rwanda, Burundi, South Sudan and Ethiopia)

Service Provider Agreement (SPA)

  • Applicable only to corporates. Service can be activated when requested by an organization with an air ambulance services agreement with us. This is restricted only to the area outside the Maisha coverage area (Kenya, Tanzania, Uganda, Rwanda, Burundi, South Sudan and Ethiopia)